Auto-enrolement Pensions – Fact Sheet

The law on workplace pensions has changed. Every employer with at least one member of staff now has new responsibilities, which include enrolling employees, who meet certain criteria, into a workplace pension scheme and contributing towards it.

This is automatic enrolment. It is so named because it’s automatic for your staff – they don’t have to do anything to be enrolled into the pension scheme. But it’s not automatic for employers. You need to take steps to make sure they’re enrolled.

All employees that earn more than £5772.00 and less than £41865.00 (April 2014) are classed as eligible workers. They will be automatically enrolled into the workplace pension, unless they as individuals choose to opt out. However the employer still needs to have made provision for auto enrolment.

The staging date is the date that each employer has to comply and have procedures and a workplace pension scheme in place and operational.

To find out your staging date go to:

There are a number of tasks that will need to be completed by your staging date, including

Assessing your workforce to see who’s eligible.
Choosing a pension scheme.
Communicating with staff.
To start preparations use the automatic auto enrolment planner to find out what you need to do and by when, this is available on line go to:

You will need to ensure your payroll provider can link in with your chosen pension provider.

Andrews, Orme & Hinton Ltd use SAGE 50 for payroll processing and have a licenced copy of the auto enrolment module. It is essential that you identify your pension provider and ensure the scheme is compatible and send us details of your staging date and scheme provider.

The auto enrolment module includes documentation to be sent to all employees and we would recommend you start your preparations now.

The fall back scheme backed by the U K Government is called the NEST scheme , other pension providers are available including NOW pensions

It is essential you take independent financial advice before making any decisions.

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